Privacy
Policy

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We are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the collection, handling, use and disclosure of personal information. It also deals with how you can access the personal information we hold about you, ask us to correct it, or make a privacy related complaint.

What information do we collect and how do we collect it?
We will ask you for personal information when we assist you with your finance. This may include a broad range of information ranging from your name, address, contact details and date of birth to other information about your income and affairs including your employment situation.

We use the information you provide to advise about and assist with your credit needs, including the preparation and submission of loan applications.

We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

From time to time, we will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We always give you the option of electing not to receive these communications in the future. You can unsubscribe by notifying us and we will no longer send this information to you.

We may also use your information internally to help us improve our services and help resolve any problems.

What if you don't provide some information to us?
If you don't provide us with full information, we can't properly advise or assist you with loan applications or your credit needs.

How do we hold and protect your information?
We strive to maintain the relevance, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.

We hold the information we collect from you in the most responsible way by implementing a variety of security measures to maintain the safety of your personal information. In some cases, your file is archived and sent to an external data storage provider for a period of time. We only use storage providers located in Australia who are also regulated by the Privacy Act.

We ensure that your information is safe by using modern security measures and adopting safe data and information handling procedures. We maintain physical security over our paper and electronic data and premises by using locks and security systems.

Will we disclose your information that we collect to anyone?
We do not sell, trade, or rent your personal information to others or disclose it to overseas recipients.

We will provide your information to the companies with whom you choose to deal (and their representatives). We will also provide your information to our credit licensee (Connective Credit Services Pty Ltd) including for administration and supervision activities and may need to provide it to contractors who supply services to us e.g. to handle mailings on our behalf, external data storage providers or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will take reasonable steps to ensure that they protect your information as required under the Privacy Act.

We may also provide your information to others if we are required to do so by law, you consent to the disclosure or under some unusual other circumstances which the Privacy Act permits.
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About

Shelter Capital is a full service commercial and residential finance brokerage, backed by over 20 years of experience in the mortgage, consumer and commercial finance sectors. ​

We’ve built extensive relationships with a wide range of lenders and professional service providers to navigate the diverse needs of our clients.​

What distinguishes us is our attention to detail and absolute focus on client service from start to finish. This quality, coupled with our detailed knowledge of banking policy and processes, ensures that you get the best financing solution for your personal or business needs and a smooth and efficient experience.

Applying our extensive and diverse expertise, our goal at Shelter Capital is to provide you with an honest and upfront service that you can genuinely rely on.

Personal

> Home Loans
> Investments Loans
> Personal Loans
> Motor Vehicle FInance
Home Loans
Whether you are purchasing your first home, looking for a new one, building or renovating, we can help you find a flexible home loan option that suits your needs, with support every step of the way. We can explain common home loan terms, the different types of home loans available across the market, and all aspects of the application process, so you can move forward with confidence.
Investing in Property
Rental income, capital growth and planning for retirement are all motivators for investing in property. We can provide guidance on a range of investment home loan options and the different types of features and repayment strategies available to help you identify what will work best for you and make the most from your investment.
Refinancing
If you’ve had your current home loan for a number of years, it’s possible that your needs may have changed. Refinancing your home loan can provide a valuable opportunity to save money, access improved loan features or tap into home equity. We can help you assess whether your current home loan is still helping you achieve your financial goals and has all the features to best suit your needs.
Motor Vehicle Finance
When you're looking at a car from a dealer or private seller, or adding to your garage, we can help you get into your new car as quickly as possible and help select the most suitable car loan product.

Business

> Commercial Property
> Vehicle and Equipment Finance
> Business Loans
> Property Development
Equipment Finance
Whether you’re a small business or large corporation, we provide guidance on a range of equipment finance options which allow you to buy, lease or hire to take advantage of potential tax benefits and help grow your business.
Our proven experience across a diverse range of industries and depth of understanding ensures that we can offer you a solution which is structured to suit your business and its needs.
Business Finance
We know that in business, success comes from being able to take control of business cash flow, and applying smart financial thinking and careful planning for future growth.
No matter what stage of the business lifecycle you’re at – operating, expanding, buying or selling, we can assist you in selecting from a range of flexible business loan options which provide tailored solutions and support for your business.
Commercial Property
We have expertise in all forms of commercial property finance and provide access to a comprehensive range of solutions to support your business on the terms you need.

Contact

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